Specialised insurance expertise for the strata industry.
Of course my unit is insured… or is it?
If you own a unit, you’re most likely a member of a body corporate and part of a strata scheme (a group of units and common property).
Did you know that the Strata Titles Act 1998 requires your body corporate to insure your entire strata scheme on one policy rather than having individual home and contents insurance?
Strata insurance is an affordable way of meeting your legal obligations, and more importantly, it offers you and your fellow owners comprehensive cover.
In simple terms, if you don’t have the correct insurance for your unit, you may not be fully covered if things go wrong. In fact, some insurers offer standalone home and contents insurance to unit owners, but their policies don’t actually cover strata title units, bodies corporate or common property.
Unbelievable, isn’t it? Why haven’t you been told this very vital piece of information? Well, we don’t know – but it is our mission to fix it.
Contact us now to find out if you’re a member of a body corporate, and we’ll take it from there.
What is a Strata Insurance Broker?
Insurance brokers are qualified professionals who are insured to give you advice on what you need to fully protect yourself against loss or damage. Insurance is complex and legalistic, as is strata. We’re unique in that we specialise in strata insurance, strata management, strata consultancy and complex claims management and disputes.
We’ll get quotes for your strata insurance from Australia’s leading strata insurance, then manage your policy and any claims that come up.
We act on your behalf, not the insurer’s. So if you have an outcome that you’re not happy with, we’ll go into bat for you. We’ve had great success in getting insurer’s decisions overturned.
About Us
Strata Insurance Brokers Tasmania exists to serve the needs of the strata industry.
We have access to Australia’s leading strata insurers, who provide a quality of service you can trust. We care about providing comprehensive and competitively priced insurance.
We have a background in claims management and complex claims dispute resolution. If you have a claim, we’ll help you navigate the process and get the right outcome.
Having experience across the strata and insurance industries, we have the insight needed to bridge the gap between your strata scheme and the right policy. We understand the insurance requirements, the risks and how policy terms and conditions apply in such a specialised field.
Sally, our director, has been an insurance broker for over 30 years, specialising in construction related insurance, strata insurance, complex claims management and claims dispute resolution.
Get the right cover from the experts you can trust.
Why Us?
Australia’s Leading Insurers
We have direct access to Australia’s leading insurers to ensure the accuracy of information provided – you’ll get the right cover every time.
Ethics & Integrity
Our core values are honesty, ethics and integrity – and transparency. In an industry that is based on trust and good faith, these values are core to our existence as a business.
Industry Reputation
Our well-earned reputation in the industry allows us to use our long-standing relationships to negotiate better outcomes on your behalf.
Expertise
We can call on years of specialist industry experience, in both strata management, and as a fully qualified insurance broker. We focus on interpreting the policy wording, and applying it to each unique situation.
The Right Cover
Your sum insured needs to be enough to rebuild your development in the event of a total loss. To ensure your sum insured is right, we’ll arrange a strata insurance valuation with a qualified insurance valuer (this is very different to a market valuation).
Active Claims Management
We are your first point of contact if you have a claim, and we’ll make sure it is dealt with efficiently so get you back on your feet as quickly as possible. We’ll liaise between you, the insurer, tradesmen and the assessor to help you through the process. We’ll also make sure the insurer covers everything you are entitled to – sometimes insurers might see things differently and that’s where our experience in claims disputes comes into play.
Peace of Mind
Insurance is all about peace of mind and protecting one of your most valuable assets. It is complex and can be confusing – as are strata titles and bodies corporate. We’ll translate the legalistic terms and conditions so that you can apply them to your situation.
Contact Us
1/205 Kennedy Drive, Cambridge TAS 7170
Email sally@districtstrata.com.au
Phone 0400 976 658